Portfolio IQ

Moving beyond individual debtors, Portfolio IQ provides a holistic, portfolio-level view of your credit risk. Through BI integration, you can access advanced analytics, perform scenario analysis with AI-driven market signals, and conduct scheduled or ad-hoc batch assessments. This module helps you monitor unexpected losses and simulate the impact of credit policy changes

Portfolio IQ will be our next solution, and is currently in development.

We aim to achieve the following with Portfolio IQ:

We think that this solution will be essential for every company that want to move beyond individual debtors, and looks for a holistic, portfolio-level view of their credit risk. Through BI integration, you can access advanced analytics to uncover unknown risk pockets, perform scenario analysis with AI-driven market signals, and conduct scheduled or ad-hoc batch assessments. This module helps you monitor unexpected losses and simulate the impact of credit policy changes.

Value at Risk (VaR) Modelling: Quantify both expected and unexpected losses across your portfolio to better understand your total risk exposure.
Scenario Analysis: Use AI-driven market signals for countries and sectors to simulate potential impacts on your portfolio.
Policy Impact Simulation: Model how potential changes to your credit policy could affect workload, risk levels, and commercial opportunities.